2017 Budget Updates: Small Businesses

The Federal Treasurer, Scott Morrison has delivered his second budget. Mr Morrison said the budget is focused on boosting the economy and households, so that we live within our means and are able to return the budget to balance in 2020/21. Below we highlight the small business areas that the Budget has targeted that will impact our clients. S ... Read More

2017 Budget Updates: For Individuals

The Federal Treasurer, Scott Morrison has delivered his second budget. Mr Morrison said the budget is focused on boosting the economy and households, so that we live within our means and are able to return the budget to balance in 2020/21. Below we highlight the individual tax areas that the Budget has targeted that will impact our clients. I ... Read More

Super Reforms passed through parliament

A little while ago we posted a news update about the Super reforms proposed in the 2016-17 budget. It can now be confirmed that these proposed changes have all passed through parliament and are set to take effect from the 1st of July, 2017. These are some of the changes that you can expect: Non-concessional contributions will be limited to bal ... Read More

Maximise your super by consolidating your funds

Having more than one super account is reasonably common but can actually deplete your retirement fund through the duplicate fees and costs that will be accrued. In this instance, you may want to consider consolidating your super funds which simply means to put all of your super together into one account. This will reduce fees and will ultimately ma ... Read More

Financial Glossary: Return on Investment

'Return on investment' (ROI) is a term that I have no doubt you will have heard before. It is one of the many phrases that all financial advisers like to throw out there and there is a simple reason for this; ROI is a simple and flexible way of measuring investment value. ROI is expressed as a percentage, i.e. "you should receive a 20% return on i ... Read More

Medibank aims to lift health insurance market share

In recent times, Medibank's market share has been on the decline, falling to 27.2% in the December half. Medibank is not the only health insurance player to feel this pressure, assisted in part by the continual rise in premiums over the past few years. But now, they have their eyes set on a three-year turnaround which may see a change in some of ... Read More

The most trustworthy sources for insurance advice

A popular topic of discussion lately has been ASIC's submission into a recent insurance inquiry, indicating that people should be wary of advice providers who are a part of a vertically integrated chain of service. Over the years, ASIC has brought this topic up over and over, warning people of the bias advice that they may be receiving. Vertical ... Read More

non-concessional super contributions

Super Contributions: Rules to take effect on July 1

In November 2016, the Federal Government announced its super reforms. The new rules have been designed to make the current system more fair and sustainable but this announcement has caused a flurry of activity amongst experienced investors and could have a pretty big effect on the plans of a lot of Australians. At the start of the new tax year, ... Read More

Financial Glossary: Positive and Negative Gearing

Written By: Alice Robinson Have you ever noticed that financial advisers tend to use a lot of terms that will often go right over your head and you just accept them because you trust your adviser knows what they are talking about? We believe it is important that you understand the finance terms that you may be hearing. For this reason, we are star ... Read More

Budget Advice to refill those freshly emptied pockets

Written By: Alice Robinson For many families, the budget can take a massive hit over the festive season. It is important that everyone is able to feel confident in their finances going into another year of school fees, mortgages and everything else. To help out, we have made a list of three tips that will help you and your family financially prepa ... Read More

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