Screen Shot 2017-10-23 at 10.44.48 am

Reviewing your mortgage: it’s simple really

Written by: Shelly Johal I am sure you are all familiar with iSelect; they are all over the internet and television at the moment. Recently iSelect conducted some research into individuals and their mortgages. What they found was that one in three Australians have not had their mortgages reviewed in the last five years. It was also determined t ... Read More

Screen Shot 2017-10-23 at 10.12.56 am

Income Protection: A Case Study

Written By: Jak Johnston Income protection is one of those things that no one wants to pay for but feel they should have, 'just in case'. However, often the thought of paying this additional expense overcomes that niggling feeling of precaution. Here is a case study to show you why it is important to listen to that little voice and invest in inco ... Read More

Screen Shot 2017-09-20 at 1.31.41 pm

Why Choose Managed Funds?

Author: Jak A managed fund is one example of a managed investment scheme, whereby your money is pooled together with other investors and an investment manager then buys and sells shares or other assets on your behalf. The advantage that a managed fund can offer is diversifying risk across your investment portfolio, which can limit your exposure an ... Read More

Screen Shot 2017-09-20 at 2.35.58 pm

Life Insurance and the Wollongong Tragedy

Author: Shelly There have been several disheartening events in the media this month that have prompted me to comment on the importance of life insurance. Earlier this month, there was one significant event that touched the nation. This was when a father of three drowned whilst jumping into rough water conditions to help save a man and his ch ... Read More

income-tax-491626_960_720

Income Protection Insurance and Your Tax Return

Working out what you can claim when it comes to income protection insurance can get confusing. Here are a few explanations that have come directly from the ATO, to help you work out where to begin. The key thing to remember is that you can claim the cost of premiums you pay for insurance against the loss of your income. You cannot claim a ded ... Read More

tax-468440_1920

2017 Budget Updates: Superannuation and GST

The Federal Treasurer, Scott Morrison has delivered his second budget. Mr Morrison said the budget is focused on boosting the economy and households, so that we live within our means and are able to return the budget to balance in 2020/21. Below we highlight the GST and superannuation areas that the Budget has targeted that will impact our clien ... Read More

business-561388_1920

2017 Budget Updates: Small Businesses

The Federal Treasurer, Scott Morrison has delivered his second budget. Mr Morrison said the budget is focused on boosting the economy and households, so that we live within our means and are able to return the budget to balance in 2020/21. Below we highlight the small business areas that the Budget has targeted that will impact our clients. S ... Read More

business-861323_1920

2017 Budget Updates: For Individuals

The Federal Treasurer, Scott Morrison has delivered his second budget. Mr Morrison said the budget is focused on boosting the economy and households, so that we live within our means and are able to return the budget to balance in 2020/21. Below we highlight the individual tax areas that the Budget has targeted that will impact our clients. I ... Read More

Screen Shot 2017-03-09 at 9.24.10 am

Super Reforms passed through parliament

A little while ago we posted a news update about the Super reforms proposed in the 2016-17 budget. It can now be confirmed that these proposed changes have all passed through parliament and are set to take effect from the 1st of July, 2017. These are some of the changes that you can expect: Non-concessional contributions will be limited to bal ... Read More

old-450742_960_720

Maximise your super by consolidating your funds

Having more than one super account is reasonably common but can actually deplete your retirement fund through the duplicate fees and costs that will be accrued. In this instance, you may want to consider consolidating your super funds which simply means to put all of your super together into one account. This will reduce fees and will ultimately ma ... Read More

Want to give your financial future its best chance?