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2017 Budget Updates: Small Businesses

The Federal Treasurer, Scott Morrison has delivered his second budget. Mr Morrison said the budget is focused on boosting the economy and households, so that we live within our means and are able to return the budget to balance in 2020/21. Below we highlight the small business areas that the Budget has targeted that will impact our clients. S ... Read More

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Debt Consolidation for Small Businesses

Written by: Alice Robinson From the moment you make the decision to financially dedicate yourself to starting a business, you start pulling in debt. Small loans here and there to fund different bits and pieces of the business; they may start off seemingly manageable but often you can find yourself suddenly overwhelmed in debt repayments. Usually ... Read More

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Should you get a business loan?

Written by: Alice Robinson Navigating the world of business loans can be complicated and risky, especially for small businesses. If you cannot pay that loan back, it could be the end of you. This is often the reason that small business owners will avoid taking on a business loan but is this fear actually holding them back? It depends on what you a ... Read More

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Consumer confidence prediction for 2017

Consumer confidence took a beating through 2016 following Brexit and the US election. According to Westpac, consumer confidence appears to have remained at a consistent low since April last year and this is not set to greatly improve over 2017. The confidence index fell by 3.9% in December and has only risen by 0.1% in January. Even following inte ... Read More

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How a niche market can boost your financial service

  Written By: Alice Robinson Competition in the financial services industry has been rising rapidly over the past few years. With this increase in competition, it is a good idea to specialise your services around a niche market to ensure you have ongoing differentiation from competitors and a consistent client base. There is already an ... Read More

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Start the year financially strong

Written By: Alice Robinson Once again, we have reached that time of the year. That time when Gyms everywhere are jumping for joy as they watch some freshly determined people spend way too much on a membership that they will never use. That time when people are looking at their freshly emptied bank accounts and wondering what happened. That time wh ... Read More

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Save money on your work Christmas party

Written By: Natalia Atapina The festive season is one of the tax department's favourite times of year because tax dollars come from everywhere; even from your business' Christmas party. Something to be aware of is Fringe Benefits Tax which has a way of taking your party's budget and throwing it on its head. So how can you minimise the FBT on your ... Read More

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Superannuation Payment Dates

Written By: Kelly Horsfield Australia’s superannuation law is strict with regards to paying by the due date. Even if you’re late by one day, you can be penalised. If your payments are significantly late, the ATO can demand that you complete a Superannuation Guarantee Charge Statement, and pay the super plus interest and an administration fee. ... Read More

superannuation eligibility

Superannuation Eligibility: Do I need to pay?

Written By: Kelly Horsfield This article will assist you in determining your superannuation eligibility. Do I need to pay superannuation? Generally, an employer is eligible and must pay super for an employee if: The employee is 18 years or over, and You pay them $450 or more (before tax) in regular income per calendar month. OR  ... Read More

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Forecasting Advice from Bryn

Growth Focus is devoted to giving Ipswich and Brisbane citizens top quality business and forecasting advice. Contact us if you would like to try out one of our services. ... Read More

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